John Cox

Blogs · @wyome

Tagged money · everything

The Points Guy

The best premium credit cards: A side-by-side comparison - The Points Guy

This comprehensive guide compares nine premium credit cards across seven categories—annual fees, welcome offers, rewards potential, redemption options, statement credits, lounge access, and travel protections—to help travelers determine which card offers the best value for their specific needs. The article explains that premium cards make sense only for frequent travelers who can maximize their benefits to justify fees ranging from $395 to $895 annually, and recommends pairing cards by type (a transferable rewards card plus airline and hotel cards) for optimal value. The analysis reveals that cards like the Capital One Venture X offer the most affordable entry point, the Chase Sapphire Reserve provides the broadest everyday earning categories, and airline and hotel cards should be chosen based on which brands you actually use most frequently.

Permalink moneytravelcredit cardspersonal finance

dariusforoux.com

Six Spokes Theory: Strategy For An Optimal Life

The Six Spokes Theory frames life as a wheel with six equally important spokes—body, mind, love, work, money, and play—and argues that neglecting more than one spoke causes a collapse. Using a personal [[bicycle]] anecdote from growing up in the [[Netherlands]], the author shows how a dented [[wheel]] eventually stopped progress, illustrating why maintaining all areas matters. Instead of balancing hours, the theory recommends balancing energy: allocate attention and sustainable effort across spokes rather than trying to give each equal time. Practical examples cover giving focused presence to loved ones, treating money as a tool, and choosing restorative leisure like [[archery]] or [[video games]] for enjoyment. The aim is not top-tier success but an optimal, resilient life achieved through smart energy management and tough trade-offs.

Permalink workmoneyenergyself-improvement

www.thepennyhoarder.com

Broke? Busy? Bored? Presenting 31 Side Hustles (With Resources to Help You Get Started)

This comprehensive guide catalogs dozens of side hustle options across categories like freelancing, gig work, creative pursuits, and passive income streams, helping readers match opportunities to their available time, skills, budget, and income goals. The article emphasizes that the best side hustle depends on whether someone needs quick cash or long-term income, wants remote work, and what expertise they already possess. It provides practical advice on choosing and starting a side hustle, from identifying income goals to tracking expenses, plus explanations of earning potential and time requirements for each type of work.

Permalink aimoneyremote workpersonal finance

www.vice.com

I Wrote an Ebook to See How Much Easy Money I Could Make Online

The author self-published a short ebook about making money online and tracked whether it could generate genuine profits without existing fame or marketing resources. Despite reaching the top of Amazon's niche categories during a free promotional period and securing a blog post feature that temporarily tripled daily sales, the book averaged only a few paid sales per day at £2.99, making it marginally profitable only because the author had existing writing experience and access to professional design. The piece reveals that self-publishing success depends far less on writing quality than on marketing expertise, paid advertising budgets, and existing audience size—advantages the author lacked and most hopeful self-publishers won't have either.

Permalink booksmoneybusinesspersonal finance