Amex Platinum: The card most frequent flyers should have, but rarely use
The American Express Platinum Card charges $895 annually but can become "free after rebate" if you utilize its various credits strategically—the author identifies $1,100 in credits he uses each year through the airline fee credit, Resy dining credit, Uber credits, and digital entertainment subscriptions. Beyond covering the annual fee with credits, the card offers valuable travel perks like airport lounge access, hotel credits, and emergency medical transportation that can be viewed as bonus benefits, making it worthwhile for frequent flyers who can easily tap into at least some of the card's credit offerings.