John Cox

Blogs · @wyome

Tagged rewards · everything

Amex Platinum: The card most frequent flyers should have, but rarely use

The American Express Platinum Card charges $895 annually but can become "free after rebate" if you utilize its various credits strategically—the author identifies $1,100 in credits he uses each year through the airline fee credit, Resy dining credit, Uber credits, and digital entertainment subscriptions. Beyond covering the annual fee with credits, the card offers valuable travel perks like airport lounge access, hotel credits, and emergency medical transportation that can be viewed as bonus benefits, making it worthwhile for frequent flyers who can easily tap into at least some of the card's credit offerings.

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Maximizing American Express credit card rebates & credits

A comprehensive field guide to Amex's growing pile of "coupon book" statement credits (Dell, lululemon, airline fees, Uber Cash, dining, Hilton resort credits, Fine Hotels + Resorts, and more), aimed at cardholders who don't naturally spend on these specific merchants but still want to extract full value from their annual fees. It goes credit-by-credit with concrete workarounds—buying gift cards in-store versus online, splitting purchases, using shopping portals, exploiting cancellable Southwest fares, stacking Amex Offers—to show how to convert each rebate into cash-equivalent value even when the underlying purchase category is irrelevant to your life. Worth keeping as a reference to revisit before each credit's expiration window rather than a one-time read.

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